Bakersfield Homes For Sale
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We Specialise In Helping People With Wachovia Bank Short Sales.
We Try To make Wachovia Bank Short Sales As Easy As 123
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Gilbert Aguirre (661) 303-0664
Thank You for visiting Bakersfield123.com, my name is Gilbert Aguirre and I’m a Realtor in Bakersfield, California with Keller Williams Realty and have access to the Bakersfield MLS listing service. I can help you with any question you have on buying a great deal in Bakersfield, CA or short sales, foreclosures and loan modification for homes. Helping people buy and sale homes “Real Estate” in the North, South, West and East of Bakersfield, CA. Also Known As: Rosedale, Greenfield, Stockdale West, Bakersfield College Area “BC Area”, North Of the River, Seven Oaks, You Name It I Can Help.
Buying or Sellingof your Home, Homes or any Real Estate in Bakersfield, CA Shafter, McFarland or Wasco doesn’t have to be stressful. I have extensive knowledge of the real estate market in Kern County, California and have experience and real estate knowledge in the City of Bakersfield and Shafter to help make the real estate process easy, stress-free, and enjoyable. For all your Bakersfield real estate needs, contact Me! I’m a Realtor and a members of the Bakersfield MLS and I work for Keller Williams Realty in Bakersfield, CA.
Things To Know
Foreclosure
A foreclosure legally allows your lender to take back your home and resell it if you fail to make your mortgage payments. If the resale value is lower than the amount you still owe on your mortgage, you could end up owing the difference (this is called a deficiency judgment). Not only does foreclosure have long-term, damaging effects on your credit history, it also becomes a matter of public record.
Short Sale
In real estate, a short sale is a sale of real estate in which the proceeds from the sale fall short of the balance owed on a loan secured by the property sold. In a short sale, the bank or mortgage lender agrees to discount a loan balance due to an economic or financial hardship on the part of the mortgagor. This negotiation is all done through communication with a bank’s loss mitigation or workout department. The home owner/debtor sells the mortgaged property for less than the outstanding balance of the loan, and turns over the proceeds of the sale to the lender, sometimes (but not always) in full satisfaction of the debt In such instances, the lender would have the right to approve or disapprove of a proposed sale. Many Short Sales leave a deficiency balance for which the Mortgagor / Borrower is still liable. In 99% of all cases it is not a settlement-in-full. A deficiency balance will remain as a potential liability for the Mortgagor / Borrower. The bank’s opportunity of pursuit of a deficiency judgment will vary from state to state
Loan Modification
A Loan Modification is a permanent change in one or more of the terms of a mortgagor’s loan, allows the loan to be reinstated, and results in a payment the mortgagor can afford.
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Real Estate Agent Gilbert Aguirre, with Keller Williams Realty in Bakersfield California who has access to MLS properties and home loan modification can help you short sale or stop foreclosure in CA.
Avoid Foreclosure! Behind on Mortgage Payment? Adjustable Rate Mortgage Resetting? Owe More Than Your House is Worth? Worried About Your Credit? Loan Modification or Short Sale Could Be Your Answer Free Consultation!!! CERTIFIED SHORT SALE SPECIALIST™ CERTIFIED PRE-FORECLOSURE SPECIALIST™
Helping people buy and sale homes “Real Estate” in the North, South, West and East of Bakersfield, CA. Also Known As: Rosedale, Greenfield, Stockdale West, Bakersfield College Area “BC Area”, North Of the River, seven oaks, You Name It I Can Help
Tell me what you’re looking for (Location, Size and Price) and I’ll e-mail you a Free list of homes.
Shafter Homes For Sale CA Spanish Villas of Shafter New Construction Real Estate